The $100 bill is one of the most recognizable and widely circulated denominations of U.S. currency. Featuring the portrait of Benjamin Franklin, it is known for its high value, security features, and global usage. Whether you’re handling cash in the U.S. or abroad, understanding the history, design, and security elements of the $100 bill can help you identify authentic currency and appreciate its significance.
A Brief History of the $100 Bill
The U.S. government first introduced the $100 bill in 1862 as part of its paper currency system. Over the years, the design and security features have evolved to prevent counterfeiting and reflect advancements in printing technology.
Key Milestones in the Evolution of the $100 Bill:
- 1862: The first $100 bill is issued as a Legal Tender Note, featuring a portrait of Abraham Lincoln.
- 1929: The modern-sized $100 bill is introduced, shrinking from its previous large format.
- 1996: The bill receives its first major security upgrades, including color-shifting ink.
- 2013: The latest design is released, featuring an advanced security ribbon and additional anti-counterfeiting measures.
Design and Features of the Modern $100 Bill
The most recent version of the $100 bill, introduced in 2013, includes a variety of design and security features aimed at deterring counterfeiters while making the bill easier to verify.
Front Side Design:
- Benjamin Franklin’s Portrait: One of the Founding Fathers of the U.S., Franklin has been on the $100 bill since 1929.
- Blue Security Ribbon: A 3D security ribbon woven into the paper shifts patterns when tilted.
- Color-Shifting Ink: The numeral “100” in the lower right corner shifts from copper to green when tilted.
- Watermark: A faint image of Franklin is visible when held up to the light.
- Raised Printing: Certain areas, like Franklin’s collar, feel textured due to raised ink.
Back Side Design:
- Independence Hall: The reverse side of the bill features an image of Philadelphia’s Independence Hall.
- Large Gold “100”: A bold gold-colored “100” appears to help those with visual impairments.
Security Features to Identify a Genuine $100 Bill
Counterfeit prevention is a top priority for the U.S. Treasury. Here are some key ways to check the authenticity of a $100 bill:
- Tilt the Bill – The security ribbon should shift patterns, and the color-changing ink should turn from copper to green.
- Feel the Texture – Raised printing gives the bill a distinctive feel, especially around Franklin’s collar and the blue ribbon.
- Check the Watermark – Hold the bill to the light to see a faint watermark of Franklin’s portrait.
- Look for Microprinting – Small, detailed text like “USA 100” is present in various places on the bill.
- Use an Ultraviolet (UV) Light – Under UV light, a security thread glows pinkish-red.
Interesting Facts About the $100 Bill
- The $100 bill is the largest denomination currently in circulation in the U.S.
- It is often referred to as a “Benjamin” or “C-note” due to Franklin’s portrait.
- More than 80% of $100 bills are held outside the U.S., making it a preferred currency for global transactions.
- The lifespan of a $100 bill is approximately 15 years, compared to around 6 years for a $1 bill.
- The $100 bill has never featured a U.S. president—Franklin was a statesman and inventor, not a president.
Final Thoughts
The $100 bill is more than just high-value currency—it is a carefully designed piece of financial security and history. By understanding its features and security measures, you can ensure you’re handling authentic bills and appreciate the craftsmanship that goes into U.S. currency. Whether used in international trade, savings, or everyday transactions, the $100 bill remains one of the most important and widely recognized banknotes in the world.